AdviserStream Live

Ponzi schemes, insurance fraudsters, money launderers, bribery, corruption, whistleblowing, tax avoidance, and pension poachers. Welcome to Dark Finance LIVE - the most comprehensive financial crime workshop ever devised for Financial Planners.

Learning Outcomes (AM) - 3 Hours, IDD Qualifying

1. Explain the motivation, strategies used, execution, costs, and consequences of Ponzi schemes, insurance fraud, and money laundering from a financial planning perspective.
2. Analyse and evaluate investment opportunities and client circumstances that seem implausible or 'too good to be true'.
3. Explain how to protect your business and clients from investment scams, insurance fraud, and money laundering.

Learning Outcomes (PM) - 3 Hours, IDD Qualifying

1. Explain the motivation, strategies used, execution, costs, and consequences of bribery, corruption, tax avoidance, and pension fraud from a financial planning perspective.
2. Analyse and evaluate business and tax avoidance opportunities and client circumstances that seem implausible or 'too good to be true'.
3. Explain how to protect your business and clients from bribery, corruption, and tax avoidance schemes.
4. Explain the integrity and modern regulation of occupational pension schemes. 

While packaged cashflow modelling tools appear to have won the market over, it is essential that Financial Planners understand what's going on 'behind the scenes', both when producing a cashflow model for testing the achievability and sustainability of a plan, and when producing and evaluating a numerical capacity for loss figure.

Learning Outcomes (AM) - 3 Hours

1. Explain the mathematics and FCA guidance behind deterministic and stochastic cashflow models.
2. Explain how to use cashflow model outputs within a suitability report to evidence the suitability of a financial plan or strategy.

Learning Outcomes (PM) - 3 Hours

1. Explain the mathematics and FCA guidance behind numerical capacity for loss calculations.
2. Explain how to use cashflow model outputs within a client file to evaluate capacity for loss as part of an overall risk profile.

Compliance and professional ethics training through movies, music, TV shows, video games, and real life storytelling. Learn trust from Pulp Fiction, vulnerability from the Red Hot Chilli Peppers, the Conduct Rules from the Wolf of Wall Street, Consumer Duty from Schindler's List, the true role of the financial adviser from the Super Mario Bros. This is regulation and ethics training as you've never experienced it.

Learning Outcomes (AM) - 3 Hours, IDD Qualifying

1. Explain trust, behaviour, consumerism, purpose, and ethics within a financial planning context.
2. Explain the history of financial crises, why we are so highly regulated, and how to protect your clients moving forward.
3. Explain objectives, the ethics of adviser charging, and consumer vulnerability within a financial planning context.

Learning Outcomes (PM) - 3 Hours, IDD Qualifying

1. Evaluate and apply the FCA's Conduct Rules.
2. Explain the practice and ethics of builds, materialism, excess, reputation, and exploration within a financial planning context.
3. Evaluate the FCA's Price and Value Outcome under Consumer Duty, accounting for both financial and non-financial cost and value.

Investment planning is a core area of financial advice, and in this session, we'll be covering the macro-economic environment and its impact on asset classes, evaluating portfolio performance and risk, and incorporating this into your suitability report, values-based and sustainable investment preferences, alternative investments, and justifying investment recommendations in a suitability report.

Learning Outcomes (AM) - 3 Hours

1. Explain how the macro-economic environment, including inflation and interest rates, impact asset class returns.
2. Calculate and explain nominal and risk-adjusted returns, including the money-weighted return, time-weighted return, alpha, Sharpe ratio, and information ratio.
3. Explain and present the features, advantages, and disadvantages of values-based and sustainable investment preferences within a fact-find meeting.

Learning Outcomes (PM) - 3 Hours, IDD Qualifying

1. Explain the end-to-end risk profiling process, including attitude to risk, capacity for loss, and risk need.
2. Explain the principles behind convincing, comprehensive "reasons why" to justify investment recommendations in a suitability report.
3. Evaluate the performance of buy-to-let property investments held by a client, and compare this to a more diversified investment portfolio.

Financial planning has a rich and varied history of mistakes, misunderstandings, and mishaps, many of which have ended up with FOS, put firms out of business, and worse. And the best way to keep yourself right is to learn about the mistakes of our fallen brothers and sisters, and ensure we don't make any Brilliant Mistakes ourselves.

Learning Outcomes (AM) - 3 Hours, IDD Qualifying

1. Explain the importance of data protection and cyber security within financial planning firms.
2. Explain how scammers are still using advanced versions of the 419 scam to target financial planning firms, and ensure you and your staff are aware and protected.
3. Evaluate the strength of your suitability reports to ensure your advice is robust and stands up to scrutiny, every time.

Learning Outcomes (PM) - 3 Hours, IDD Qualifying

1. Explain how misunderstandings and failure to listen to clients and colleagues can quickly escalate and cause serious harm to your business.
2. Explain how FOS and HMRC have challenged financial planning advice historically, and ensure you're in a position to defend yourself if it happens.
3. Explain the importance of caring about, looking after, and developing your support staff.

Dedicated to the analysis, delivery, and documentation of initial and ongoing financial planning reviews. The Masterclass is designed to showcase how you can add real value to your advice process.

Learning Outcomes (AM) - 3 Hours, IDD Qualifying

1. Explain the compliance and technical principles and rules behind suitability report writing, including the establishment of the client's risk profile, their objectives, and their capacity for loss.
2. Analyse existing pension and investment arrangements (including investment performance and continued strategy, investment, and wrapper suitability) using robust, repeatable methods including cashflow modelling.
3. Evidence and present your advice in a suitability report with personalised "reasons why" and "disadvantages" so that it convincing, professional, and compliant.

Learning Outcomes (PM) - 3 Hours, IDD Qualifying

1. Explain the compliance and technical principles and rules behind annual financial planning reviews, including the re-establishment of the client's risk profile, the honing of their objectives as they become closer, and the recalculation of their capacity for loss.
2. Analyse existing pension and investment arrangements (including investment performance and continued strategy, investment, and wrapper suitability) using robust, repeatable methods including cashflow modelling.
3. Evidence and present your advice in an annual review report with personalised "reasons why" and "disadvantages" so that it convincing, professional, and compliant.